[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.na-dlani.cz\/nemrhejte-silami-v-bance\/#Article","mainEntityOfPage":"https:\/\/www.na-dlani.cz\/nemrhejte-silami-v-bance\/","headline":"Nemrhejte silami v bance","name":"Nemrhejte silami v bance","description":"Kdy\u017e je \u010dlov\u011bk chud\u00fd jak ta pov\u011bstn\u00e1 kosteln\u00ed my\u0161, m\u016f\u017ee si b\u00fdt jist prakticky jedin\u011b t\u00edm, \u017ee se s n\u00edm v bance rozhodn\u011b nijak p\u00e1rat nebudou. Zkonstatuj\u00ed, \u017ee na p\u016fj\u010dku nedos\u00e1hne, a jeho \u017e\u00e1dost zam\u00edtnou. I kdyby m\u011bl tento v \u00famyslu ud\u011blat cokoliv, jen aby sv\u00fdm pl\u00e1novan\u00fdm z\u00e1vazk\u016fm dost\u00e1l, i kdyby jeho budoucnost nebyla ani [&hellip;]","datePublished":"2019-04-18","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.na-dlani.cz\/author\/#Person","name":"na-dlani.cz\n","url":"https:\/\/www.na-dlani.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"na-dlani.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.na-dlani.cz\/wp-content\/uploads\/img_a346383_w1738_t1560509955.jpg","url":"https:\/\/www.na-dlani.cz\/wp-content\/uploads\/img_a346383_w1738_t1560509955.jpg","height":0,"width":0},"url":"https:\/\/www.na-dlani.cz\/nemrhejte-silami-v-bance\/","about":["Ekonomika"],"wordCount":499,"articleBody":"      Kdy\u017e je \u010dlov\u011bk chud\u00fd jak ta pov\u011bstn\u00e1 kosteln\u00ed my\u0161, m\u016f\u017ee si b\u00fdt jist prakticky jedin\u011b t\u00edm, \u017ee se s n\u00edm v bance rozhodn\u011b nijak p\u00e1rat nebudou. Zkonstatuj\u00ed, \u017ee na p\u016fj\u010dku nedos\u00e1hne, a jeho \u017e\u00e1dost zam\u00edtnou. I kdyby m\u011bl tento v \u00famyslu ud\u011blat cokoliv, jen aby sv\u00fdm pl\u00e1novan\u00fdm z\u00e1vazk\u016fm dost\u00e1l, i kdyby jeho budoucnost nebyla ani n\u00e1hodou tak temn\u00e1, jak se m\u016f\u017ee z jeho v\u00fdplatn\u00ed p\u00e1sky v tu chv\u00edli zd\u00e1t. Kdy\u017e m\u00e1 takov\u00fd \u010dlov\u011bk (navrch je\u0161t\u011b) z\u00e1znam v registrech dlu\u017en\u00edk\u016f, je situace je\u0161t\u011b o pozn\u00e1n\u00ed hor\u0161\u00ed. Proto\u017ee by\u0165 by se ocitl na onom scest\u00ed jen jednou jedinkr\u00e1t a dost mo\u017en\u00e1 i ne a\u017e tak docela vlastn\u00ed vinou, u\u017e u bank\u00e9\u0159\u016f ztratil d\u016fv\u011bru a nebudou se s n\u00edm bavit, dokud tento z\u00e1znam nebude zapomenut.  A proto m\u016f\u017ee b\u00fdt n\u011bkdo takov\u00fd, ale klidn\u011b ne jenom n\u011bkdo takov\u00fd, r\u00e1d, \u017ee existuj\u00ed i nebankovn\u00ed poskytovatel\u00e9 p\u016fj\u010dek, u nich\u017e je k m\u00e1n\u00ed hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Co\u017e je zp\u016fsob, jak si p\u016fj\u010dit pen\u00edze a neztratit p\u0159i \u017e\u00e1d\u00e1n\u00ed o n\u011b nad\u011bji, iluze nebo p\u0159inejmen\u0161\u00edm d\u016fstojnost. Takovouto hypot\u00e9ku lze toti\u017e z\u00edskat hrav\u011b. Sta\u010d\u00ed d\u00e1t do z\u00e1stavy odpov\u00eddaj\u00edc\u00ed vlastn\u00ed nemovitost a v\u0161e je r\u00e1zem na nejlep\u0161\u00ed cest\u011b. Proto\u017ee je to pr\u00e1v\u011b tato nemovitost, kter\u00e1 je pro poskytovatele jistotou, \u017ee v\u0161e bude n\u00e1le\u017eit\u011b vr\u00e1ceno, a chudoba \u010di n\u011bjak\u00fd ten z\u00e1znam v registru r\u00e1zem nemus\u00ed takov\u00e9ho \u017eadatele diskvalifikovat. U takov\u00e9ho lze p\u0159imhou\u0159it oko jak nad n\u00edzk\u00fdmi p\u0159\u00edjmy, tak nad on\u00edm neblah\u00fdm z\u00e1znamem \u2013 hlavn\u00ed je, bud\u00ed-li doty\u010dn\u00fd dojem, \u017ee v\u0161e dok\u00e1\u017ee splatit tak, jak m\u00e1.  A pro takov\u00e9ho \u017eadatele je tak tento finan\u010dn\u00ed produkt lehce k m\u00e1n\u00ed. Dokonce sta\u010d\u00ed jenom vyplnit online \u017e\u00e1dost a poslat n\u011bkolik sn\u00edmk\u016f zm\u00edn\u011bn\u00e9 nemovitosti k posouzen\u00ed a o v\u0161e ostatn\u00ed u\u017e se tu ochotn\u011b postar\u00e1 poskytovatel. Po \u017e\u00e1dosti u\u017e se jednodu\u0161e ve velmi kr\u00e1tk\u00e9m \u010dase ocen\u00ed ona nemovitost, na\u010de\u017e je p\u0159edschv\u00e1lena \u010d\u00e1stka, je\u017e m\u016f\u017ee b\u00fdt p\u016fj\u010dena, pak se v\u0161e se \u017eadatelem probere, d\u00e1 se mu \u010das na prostudov\u00e1n\u00ed smlouvy a jej\u00ed podpis a pak u\u017e nic nebr\u00e1n\u00ed tomu, aby ode\u0161ly pen\u00edze na jeho \u00fa\u010det. Pen\u00edze, kter\u00e9 m\u016f\u017ee spl\u00e1cet i hodn\u011b dlouho a po mal\u00fdch \u010d\u00e1stk\u00e1ch, s p\u0159\u00edzniv\u00fdmi \u00faroky i mo\u017enost\u00ed v\u0161e vr\u00e1tit p\u0159ed\u010dasn\u011b. A to ani nemusel nic platit p\u0159edem. A schv\u00e1ln\u011b \u2013 kolik tak jednoduch\u00fdch typ\u016f p\u016fj\u010dek u n\u00e1s zn\u00e1te?                                                                                                                                                                                                                                                                                                                                                                                          3.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemrhejte silami v bance","item":"https:\/\/www.na-dlani.cz\/nemrhejte-silami-v-bance\/#breadcrumbitem"}]}]