[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.na-dlani.cz\/individualni-pristup-vasi-bonitu-vyrazne-zlepsi\/#Article","mainEntityOfPage":"https:\/\/www.na-dlani.cz\/individualni-pristup-vasi-bonitu-vyrazne-zlepsi\/","headline":"Individu\u00e1ln\u00ed p\u0159\u00edstup va\u0161i bonitu v\u00fdrazn\u011b zlep\u0161\u00ed","name":"Individu\u00e1ln\u00ed p\u0159\u00edstup va\u0161i bonitu v\u00fdrazn\u011b zlep\u0161\u00ed","description":"Mo\u017en\u00e1 jste se stejn\u011b jako mnoz\u00ed jin\u00ed poprv\u00e9 v \u017eivot\u011b vydali do banky, abyste si tam sjednali hypot\u00e9ku na bydlen\u00ed a ouha \u2013 \u0159ekli v\u00e1m tam, \u017ee m\u00e1te n\u00edzkou bonitu a na p\u016fj\u010dku m\u016f\u017eete zapomenout. To je p\u0159ekvapen\u00ed! T\u0159eba v\u00e1s nikdy nenapadlo, \u017ee v\u00e1\u0161 naprosto pr\u016fm\u011brn\u00fd plat nebude na takovou p\u016fj\u010dku sta\u010dit. \u010c\u00edm to je? […]","datePublished":"2019-04-13","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.na-dlani.cz\/author\/#Person","name":"na-dlani.cz\n","url":"https:\/\/www.na-dlani.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"na-dlani.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.na-dlani.cz\/wp-content\/uploads\/img_a346482_w1738_t1560850254.jpg","url":"https:\/\/www.na-dlani.cz\/wp-content\/uploads\/img_a346482_w1738_t1560850254.jpg","height":0,"width":0},"url":"https:\/\/www.na-dlani.cz\/individualni-pristup-vasi-bonitu-vyrazne-zlepsi\/","about":["Ekonomika"],"wordCount":436,"articleBody":"      Mo\u017en\u00e1 jste se stejn\u011b jako mnoz\u00ed jin\u00ed poprv\u00e9 v \u017eivot\u011b vydali do banky, abyste si tam sjednali hypot\u00e9ku na bydlen\u00ed a ouha \u2013 \u0159ekli v\u00e1m tam, \u017ee m\u00e1te n\u00edzkou bonitu a na p\u016fj\u010dku m\u016f\u017eete zapomenout. To je p\u0159ekvapen\u00ed! T\u0159eba v\u00e1s nikdy nenapadlo, \u017ee v\u00e1\u0161 naprosto pr\u016fm\u011brn\u00fd plat nebude na takovou p\u016fj\u010dku sta\u010dit. \u010c\u00edm to je? Pravd\u011bpodobn\u011b t\u00edm, \u017ee klasick\u00e9 bankovn\u00ed domy maj\u00ed na bonitu klient\u016f p\u0159\u00edli\u0161 vysok\u00e9 n\u00e1roky, t\u00edm, \u017ee ji posuzuj\u00ed podle teoretick\u00fdch krit\u00e9ri\u00ed a odhad\u016f, a t\u00edm, \u017ee se necht\u011bj\u00ed zab\u00fdvat konkr\u00e9tn\u00ed finan\u010dn\u00ed situac\u00ed \u017eadatel\u016f, kte\u0159\u00ed maj\u00ed o p\u016fj\u010dku z\u00e1jem. Zkr\u00e1tka, pro banky je mnohem snaz\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed sb\u00edrat pouze movit\u00e9 klienty, se kter\u00fdmi jim \u017e\u00e1dn\u00e9 riziko nehroz\u00ed a takov\u00e9 slu\u017eby se jim vylo\u017een\u011b vyplat\u00ed. A bude h\u016f\u0159 \u2013 podm\u00ednky hypot\u00e9k se maj\u00ed d\u00e1le zp\u0159\u00eds\u0148ovat.  Jestli\u017ee se i v\u00e1m stalo n\u011bco podobn\u011b nemil\u00e9ho, tak nezoufejte a na bankovn\u00ed domy rovnou zapome\u0148te. V\u017edy\u0165 banky jako takov\u00e9 nejsou jedin\u00fdmi finan\u010dn\u00edmi institucemi na \u010desk\u00e9m trhu, kter\u00e9 v\u00e1m nab\u00edzej\u00ed pen\u00edze. Stejn\u011b tak m\u016f\u017eete uzav\u0159\u00edt smlouvu o p\u016fj\u010dce tak\u00e9 u nebankovn\u00ed spole\u010dnosti. A mo\u017en\u00e1 pro v\u00e1s bude stejn\u011b v\u00fdhodn\u00e1, proto\u017ee i zde je mo\u017en\u00e9 dos\u00e1hnout na podobn\u00e9 \u00faroky jako v bance. Ov\u0161em to, co je naprosto z\u00e1sadn\u00ed, je skute\u010dnost, \u017ee nebankovn\u00ed spole\u010dnosti p\u0159istupuj\u00ed ke v\u0161em klient\u016fm individu\u00e1ln\u011b a detailn\u011b zkoumaj\u00ed jejich finan\u010dn\u00ed situaci. A pr\u00e1v\u011b to je velk\u00e1 \u0161ance pro v\u00e1s, nebo\u0165 pokud jste doposud tratili na tom, \u017ee v\u00e1m banka neuznala \u010d\u00e1st p\u0159\u00edjm\u016f a naopak nav\u00fd\u0161ila v\u00fddaje, tak p\u0159i detailn\u00edm prozkoum\u00e1n\u00ed situace se tento pom\u011br zajist\u00e9 zlep\u0161\u00ed.  Nicm\u00e9n\u011b i kdy\u017e po\u017e\u00e1d\u00e1te o hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu, tak byste m\u011bli v\u011bd\u011bt, \u017ee i v takov\u00e9 situaci budete muset dolo\u017eit svou aktu\u00e1ln\u00ed finan\u010dn\u00ed situaci https:\/\/www.ferovahypoteka.cz\/dolozeni-prijmu\/. Tedy to, jak\u00e9 jsou va\u0161e celkov\u00e9 pravideln\u00e9 p\u0159\u00edjmy, a\u0165 u\u017e poch\u00e1zej\u00ed z platu, ze mzdy, z pron\u00e1jmu anebo t\u0159eba ze soci\u00e1ln\u00edch d\u00e1vek. A stejn\u011b tak budete muset dolo\u017eit i sv\u00e9 pravideln\u00e9 v\u00fddaje. A na z\u00e1klad\u011b t\u011bchto \u00fadaj\u016f bude z\u0159ejm\u00e9, zda jste \u017e\u00e1danou p\u016fj\u010dku schopni spl\u00e1cet \u010di nikoli.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Individu\u00e1ln\u00ed p\u0159\u00edstup va\u0161i bonitu v\u00fdrazn\u011b zlep\u0161\u00ed","item":"https:\/\/www.na-dlani.cz\/individualni-pristup-vasi-bonitu-vyrazne-zlepsi\/#breadcrumbitem"}]}]